Revocable Trust vs. Will in Florida: Which Do You Need?
Revocable Living Trust vs. Will in Florida: Which Is Right for You? One of the most common estate planning questions Florida residents ask is whether they need a revocable living trust or if a simple will is enough. The answer depends on your assets, family dynamics, long-term goals, and the level of privacy and probate […]
Why You Need a Real Estate Attorney for Your Florida Property Transaction
Why You Need a Real Estate Attorney at Closing in Florida Florida law does not require an attorney to be present at a real estate closing — but that does not mean proceeding without legal representation is in your best interest. Whether you are purchasing your first home, selling investment property, or navigating a complex […]
5 Estate Planning Mistakes Florida Residents Make (And How to Avoid Them)
Common Estate Planning Mistakes Florida Families Make Florida’s unique legal landscape creates estate planning opportunities — and risks — that many individuals and families overlook. From homestead protections and probate rules to federal tax considerations, even small mistakes can create significant legal and financial complications later. A well-structured estate plan does more than distribute assets […]
Choosing the Right Business Entity in Florida: LLC, S Corp, or Corporation?
Choosing the Right Business Entity in Florida The entity you choose for your Florida business affects nearly every aspect of your company — from taxation and liability protection to succession planning, ownership transfers, and long-term growth opportunities. Selecting the right structure from the beginning can help reduce legal complications, improve tax efficiency, and position your […]
Business Succession Planning in Florida: What Every Owner Needs to Know
You Have Built Your Business — Now Protect Its Future You have spent years — perhaps decades — building your business. But without a carefully structured succession plan, the future of that business can quickly become uncertain. Whether your goal is to transition ownership to family members, sell to a business partner, or prepare for […]
An Enduring Investment Philosophy
Combining an enduring investment philosophy with a simple formula that helps maintain investment discipline can increase the odds of having a positive financial experience. Investing is a long-term endeavor. Indeed, people will spend decades pursuing their financial goals. But being an investor can be complicated, challenging, frustrating, and sometimes frightening. This is why it is […]
Tariff Trepidation
One of the focal points following the presidential election is the potential for an increase in tariffs applied to goods produced outside the US. Many investors have wondered what this could mean for markets. One period offering perspective on this issue is President Trump’s first term in office. Beginning in 2017, the administration eyed China […]
1971: The Beginning of a New Way to Invest, Based on Science
I’d rather be an investor in 2024 than in 1971. Back then, investment options were limited, opaque, and expensive. Portfolios were based on predictions and often highly concentrated. Starting in the mid-1960s when computers became available, leading academics began developing and testing theories with stock market data. Within a short period of time, seminal research […]
Gold Hasn’t Been Effective at Tracking Inflation
Gold is sometimes touted as a tool for protecting wealth from rising prices. But history shows the challenges of using gold to offset the impact of inflation. Since 1970, gold has often experienced large price swings relative to annual inflation, as Exhibit 1 shows. An effective inflation-hedging tool should have return volatility that is more […]